Personal finance

Top 8 Money management apps

Living in a tight schedule budget can be a difficult task. It is crucial that you get your personal finances under control. In this scenario, budgeting apps can be useful to you. It helps you to have efficient money management. There are thousands of money management apps available. You might get confused to choose the right app for you. Don’t worry. We have listed a list of best budgeting apps for you.

1. Mint


mint money management app

Mint app tracks all your bills and balances in one dashboard. It is a popular app for money management. You can manage your earnings, saving, expenses, and budget in this app. This app provides a credit score, reminder of upcoming bill payments and multi-factor authentication as well.

The Mint app automatically categorizes transactions from linked debit and credit card. You can get alerts when you go over budget. This app is available on Android and iOS both platforms.

2. Wally

wally money management app

Wally is an amazing app to keep track of expenses. You don’t need to manually keep track of your expenses. This app lets you take a photo of your receipts. This app provides support for a virtually all foreign currencies.

If you use geo-location on your device, the app fills in that info and saves you several steps. Wally is a free app. It supports Android and iOS both platforms. It is one of the best apps for money management.

3. Acorns

acorns money management app

Acorns is one of the great apps. You can set up your Acorn app to automatically invest your savings without you even knowing about it. In this app, every time you make a purchase with a card connected – Acorns rounds it up to next highest dollar and invests in a portfolio of low-cost exchange-traded funds.

This app is available on Android and iOS. The management fees are low – starting from $1-$2 per month. With the Acorns app, you can make an investment as small as $5.

4. Mvelopes

mvelopes money management app

Mvelopes app asks you to define income and create a budget before filling the spending envelopes. It is a new envelope system. You can easily create monthly budgets and track your saving goals. With this app, you can connect unlimited bank accounts.

The app’s monthly fee is low so worth it to give a try. It’s available on both – Android and iOS platform. Mvelopes lets you create envelops in advance. This way you spend based on budget rather than your net worth.

5. HomeBudget

homebudget money management app

HomeBudget is a simple app which manages your cash and investments. You can create, edit, delete expenses and recurring expenses. You can explore the chart with expense as a percentage of income and a total balance.

Your financial big-picture options are available on the reports table. One bonus feature is – a search tab. For example, you are trying to find a check you deposited months ago from a specific client. All you have to do is search for that client and the detail will immediately pop up.

6. Prism

prism money management app

Prism is a free app. It lets you track your bank balance, your bills and sends you notifications when new bills are due. You can sync your bank accounts in this app. This app is available on Android, iOS, Amazon, and Windows.

You can pay your bills directly from the app. For that, you will need to sign into your bank. Don’t worry about security. In this app, sensitive info is hidden behind encryption and firewall. If you need then you can deauthorize the devices.


ynab money management app

YNAB – You Need A Budget app lets you build your budget based on your income. In case, you get off the track, this app helps you see what you need to do differently to balance your budget. Users have to pay a small monthly or annual fee for the YNAB app.

Not just for weeks or months, you can set a budget for individual projects as well. You can easily sync all bank accounts in one place. This app provides amazing support in form of forums, podcasts, and weekly videos. The YNAB app is available for Android and iOS both platforms.

8. Personal Capital

personal capital money management app

Personal Capital lets you track your net worth and plan for retirement. With this app, you can sync many investment accounts and expenses in one place. This app is an investment advising solution. The app includes many budgeting features.

This app focuses on the investment side. It automatically tracks your purchases from the linked accounts. This app is useful for investors who require a long-term strategy. You can easily track your expenses in the Personal Capital app. The app is available on both Android and iOS platform.


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